This means that, if you are a current Kaiser Permanente member and your situation changes, you may be able to keep your same doctor and continue your care with Kaiser Permanente if you qualify for Medi-Cal. Individuals who qualify for Medi-Cal will have no or low monthly premiums, no copays, and no out-of-pocket costs for most covered services.
At Kaiser Permanente, you have a wide network of doctors and specialists to choose from. All of our available doctors accept Kaiser Permanente members with Medi-Cal coverage. Have your eyes checked to see if you need glasses. Members can get frames and lenses for their glasses.
Benefits may vary by geographic area. Here are our four main health insurance plans:. Request a quote for Kaiser health insurance today or contact us for more information on how we can help you achieve your health care goals. Not sure how Obamacare affects your health care plans in California? Learn how the ACA works in California, including benefits, costs and enrollment. Learn about the Covered California website.
Find easy online enrollment. Set up your account, log in, buy insurance and more on the California health marketplace website. Lowest Prices. Simple Process. Get a Quote Find Plans Learn. Get a Quote. Cancel Send. To learn more about Medicaid, go to www. Medicare is health insurance provided by the government for people age 65 or older.
People who have certain disabilities or health problems, such as long-term chronic kidney failure treated with dialysis or a transplant, also may get insurance through Medicare.
It covers some, but not all, medical costs for people who qualify. To learn more about Medicare, go to www. When you are choosing a health insurance plan, carefully consider the plan's rules and policies. Find out the cost of the plan premium , what medical services are covered, how the payments work, and how much choice you will have when choosing providers and hospitals.
Ask for a summary of the plan's benefits. Read the plan's brochure closely before you sign up. Ask questions about parts you don't understand. It may be helpful to know these terms:. It's a good idea to contact your doctor's office to find out which health plans are accepted and how the payments work.
Find out how your insurance covers medicine costs. In general, you'll pay less for generic medicines than for brand-name medicines. Some insurance companies require prior authorization from your doctor before they'll help you pay for a medicine. For instance, this may be the case if you'd prefer to take a brand-name medicine over a generic one in the same class of drugs. With some plans, you may have to pay more for medicines that aren't on the plan's list of preferred medicines formulary. Some insurers cover medicines that are bought only at certain pharmacies.
A formulary may put drugs into three groups, or "tiers," based on how much your health plan will pay and how much you will have to pay. If you have a choice between plans, check what your co-pay for prescription drugs will be, the maximum amount the plan will pay in a year, and other details.
You can learn about the Affordable Care Act and how to get health insurance at www. This may help you choose which plan is best for you. Find out more at www. When you are choosing a health insurance plan, think about questions you want to ask. For example:. After you get a health insurance plan, keep your insurance card with you. Save your insurance company's phone number in your phone's memory so that you have it available.
Many plans require you to contact your insurance company before having an elective procedure, such as a surgery or certain medical tests, or for a hospital stay. If you have a medical emergency, get help for the problem first.
After the emergency is taken care of, contact your insurance company as soon as you can. It provides a health insurance marketplace that allows people to compare health plans, look for a plan that fits their needs, and find out if they may qualify for lower costs. It also sets guidelines for insurance companies, including rules about cost increases, coverage for preexisting conditions, and requirements for certain kinds of coverage, such as preventive care.
The ACA works in partnership with individual states. Parts of it may vary from state to state. Be sure to find out the options for health coverage in your state. You can learn more about the Affordable Care Act at www. Your Choice of Top Doctors Our doctors are among the best, and caring for people is their passion. Everything Under One Roof You can do more and drive less because most of our locations include a pharmacy, lab, X-ray services, and more.
Tons of Extras, Just For You Stay at your best with healthy resources like farmers markets and wellness classes, many of which are free. Previous Slide. Next Slide. Welcome, State of Maryland! Make your call now. Learn more about the State of Maryland Wellness Program.
Take a look at all the care options available. Experience Kaiser Permanente.
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